• New deal set to boost rural mobile coverage
    Thu 15 Jan 2015

    The cash investment was agreed by Culture Secretary Sajid Javid after meeting with the mobile phone operators - including EE, Vodafone, O2 and Three - to urge them to improve their coverage in rural areas and in so-called ‘partial not-spots’.

    Partial not-spots are areas within the UK that have coverage from some but not all of the four mobile networks.

    Mrs Baldwin raised the issue with her fellow Worcestershire MP after receiving formal complaints from businesses and residents based in Upton-upon-Severn and Pershore who struggle regularly with signal problems.

    “I am pleased that a deal has been struck ensuring increased investment in the rural mobile phone network,” she said.

    “As somebody who is always on the go in Worcestershire, I am fully aware how many mobile phone black spots exist and this can be extremely frustrating.

    “Many businesses depend on their mobile phones to stay in touch with customers and families and friends need them too.

    “I look forward to hearing more detail on the plan and if the mobile phone companies want any suggestions about mast locations, I’m happy to help,” she added.

    The Observer first reported on the issue in November and was inundated with e-mails from frustrated residents over their daily battles to get a good reception.

    A large area across the Vale from Pershore to areas such as North and South Littleton is blighted by bad reception and it’s hoped the deal may solve many of the problems.

    Culture Secretary Sajid Javid said: “I am pleased to have secured a legally binding deal with the four mobile networks.

    “Too many parts of the UK regularly suffer from poor mobile coverage leaving them unable to make calls or send texts.

    “Government and businesses have been clear about the importance of mobile connectivity, and improved coverage, so this legally binding agreement will give the UK the world-class mobile phone coverage it needs and deserves.

    “The £5billion investment from the mobile networks in the UK’s infrastructure will help drive this Government’s long-term economic plan.”

    By Nigel Slater  8 Jan 2015  www.eveshamobserver.co.uk


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  • Can I remortgage my Help to Buy house using Buy-to-Let?
    Thu 15 Jan 2015

    Q: At age 22, I moved out of my parents’ house to pursue a career in a different city. Things were going well, and a year later, my parents convinced me to invest in a home, using the Help to Buy scheme.

    They assured me that I would get the money I spent back from the sale of the property, but I’m concerned that the choice has fixed me in one spot, and that it’s hampered my career choices.

    If I wanted to move jobs, but still retain my house where I currently live, could I remortgage from my Help to Buy mortgage to a buy-to-let? KP

    A: Buying somewhere in the city where you currently work hasn’t in itself hampered your career choices or rooted you to your current location as you are free to sell up and move on whenever you want. However, as a general rule, because of the costs involved in buying – and selling – property, if you don’t plan to stay in the same place for at least two years, you are probably better off renting. If you do decide to sell, and if you are to recoup your buying costs, your property will have to have gone up in value by at least that amount plus a bit more to cover the costs of selling it.

    As far as remortgaging to a buy-to-let mortgage goes, the answer would be an emphatic no if you planned to move jobs to a new city and buy another property there while letting the one you bought with the government’s Help to Buy scheme.

    The Help to Buy guidelines make it very clear that “Help to Buy is not available to assist buy-to-let investors or those who will own any property other than their Help to Buy property after completing their purchase [of the Help to Buy property]”. The guidelines also make it clear that you can’t sublet a Help to Buy property. However, providing you do not intend to buy a second property, you may be able to re-mortgage. It all depends on the view of your “Post sales homebuy agent” to whom your details will have been passed when you bought your property and who can provide advice and approval for exceptional cases relating to sub-letting, remortgaging and requests for additional borrowing.


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  • The Tracy Sollis Leukaemia Trust
    Fri 20 May 2011

    Avon Estates proudly support The Tracy Sollis Leukaemia Trust.

     



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